ACH (Automated Clearing House) is a network used for electronically moving money between bank accounts across the United States. It’s run by an organization called Nacha (previously NACHA - National Automated Clearing House Association), and may also be referred to as the ACH network or ACH scheme.
Payment processing via the ACH network has existed since the 1970s. ACH moved financial transactions worth more than $51 trillion in 2018, an increase of almost 10 percent from the previous year. These included government, consumer, and business-to-business transactions, as well as international payments.
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